USAA, Westfield and State Farm are the best high-value home insurance companies, according to our analysis.
High-value home insurance generally requires high dwelling coverage limits and liability coverage, and often extra coverage like scheduled personal property and umbrella insurance.
Key Takeaways
- High-value home insurance needs high limits, including dwelling and liability coverage.
- Home insurance companies may also offer expanded programs geared toward high-value homeowners insurance.
- Westfield, Progressive and State Farm offer the cheapest average home insurance rates for $1 million in dwelling coverage.